At a time when people are at arguably at their most vulnerable, the latest round of a Ponzi scheme is here to stir up the scene.
 
(So, I may be a few days late to the game here, since it does seem that the majority of these "loops" have closed and decided to stay quiet... but I still wanted to share my thoughts on this topic.)
 
Let's review today's current state of events for some context:

This money is intended to re-activate the economy, pay bills that otherwise wouldn’t be paid, stay on top of finances & feed your family dinner.

But that would be too simple, wouldn't it?
 
Now I know I am going to offend some people here. So I am going to try and tread lightly, but I think a really important thing that needs to be asked in this case: "is your gifting circle actually a pyramid scheme" – and I mean seriously ask yourself, don’t just dance around it.. "THiS game is a CIRCLE DUH tHiS AiNt nO PyRaMiD."

The purpose of this article is to encourage you to step back from your quick money-making endeavor, and to first understand the definition of a pyramid scheme. Once you understand, it is my belief that you would easily keep your distance from these "blessing looms."
 
So what is a pyramid scheme? A quick google search will gain you this definition:

And a little deeper look on Investor.gov will state:

So generally speaking, and to make it as "Pyramid Schemes for Dummies" as I possibly can: your blessing "circle"  - despite the fact that it is not *actually* shaped like a pyramid - is still a pyramid scheme.
 
Every bullet that I mentioned above describes these circles popping up. "Pay $100 and get $800 back FAST! All you have to do is get 8 people below you!" There is no product being sold, a promise for a quick return, and the prime emphasis to succeed is to get other "friends" to join you on your money-making journey.

And lastly, and perhaps most important, at some point it just impossible to sustain. At some point there is inevitably going to be a number of people who cannot successfully the people below them to ensure they earn their promised $800.
 
I have tried to find a clear example of a person who has recently admitted to being scammed by this "blessing circle" and I have not had much luck. (Which is not surprising that people wouldn't want to reveal themselves in that way.)
 
But there are countless articles being shared from officials in states all around the Country, California, North Carolina, Texas, Connecticut, Virginia, Utah, Arkansas, all warning citizens to stay away.

And of course, there are even more examples of cases from the past, because remember this isn't new. Here is an article from BBC last month. Here's a report from Vice in September. Here's a Medium post from April 2018, and here's a story from Alabama.com from November 2016 - that were all highlighted in this Complex article.

So I think I have hammered my point enough. I just hope that you can think twice before asking your friends or family to pay into something that inevitably will cause a percentage of people to not succeed.

Disguising these *circles* as a *blessing* or promising a community to people who are most likely in a time of need.. just seems shady to me. And while you may have been able to succeed - and even the majority of people around you may succeed - you are doing so at the cost of other individuals losing their money, aka NOT SUCCEEDING.
 
Want to know a *cRaZy* idea? Maybe instead of spending you $100 on a pyramid scheme, you could use your money to support a small business, an entrepreneur, an athlete, a student, an artist, or a musician. Get takeout at a local restaurant, purchase music from a local band, help fund a Student's move to college...

Go to this page I have made to see a whole list I created of things you could support during this Covid-19 mess that don't include giving money to a Ponzi scheme. â€‹

 I have stayed quiet online for most of the Political, historical, and controversial moments in the past. However, during the past few weeks of isolation I have - like many other people who are stuck inside their homes - grown increasingly frustrated with the comments and misinformation that people have been spreading online.
 
Maybe it’s the ex-journalist in me. But I thought the least I could do is try to spread some light and information about some of the bits of news floating around. And let’s be honest, cure some of my own sanity.
 
If you don’t know me, I have spent the last 6 years or so working in the “mEdiA” you know, the dreaded cause of all our problems today. In my little time during & post college I have worked in Radio & Television, Live Sports, Television Award shows, Music Festivals, Business Conventions, Theatre & Dance Performance Arts, and probably more I am forgetting. I graduated with a bachelor’s degree in journalism with an emphasis in Media Studies from San Diego State University in 2015. Sure, I am no expert, but I guess I can say at the very least I can speak from experience.

I have been doing my very best to stay on top of the news & information that is being spread during this Pandemic. It’s hard when the majority of people are staying at home, staring at their Facebook screens to differentiate what is “right” and what is “wrong.” And that’s not what this article is about.
 
I think it’s rather convenient that everyone can point fingers at the “Media” for saying that we are spreading fear, misinformation, or the works. However, what I think most people ignore is the fact that Facebook, Twitter, Instagram, even text messaging is a form of media. Here is a definition from Dicitonary.com: 

Without diving into a full-on Media & Communication lesson, and to put it as simply as possible: we are ALL the media. Our social interactions, commentary, and public opinions all contribute to the media landscape & the conversation. Sure, CNN, CBS & Fox News have more followers, but that doesn’t mean more influence. When Scotty from your senior class posts on his Timeline daily about how this virus is a “hoax,” he is very likely to gain a community of like-minded individuals who also feel the same way, and may also continue to share similar opinions & information online or to their circle of peers. Similarly, when Sally from your Freshmen year Biology class is constantly pushing a fundraiser to support Families of Health Care officials & to provide Masks for frontline workers, you are much more likely to see a group of people rallying around her to help the cause.
 
By posting these Articles, opinions, or ideas that Scotty & Sally feel are 100% fact & truth, they are doing the same thing that we are criticizing the “Media” for doing. Dispersing information, whether factual or not. This is where most people, if you aren’t in agreeance with the speaker start saying THE MEDIA IS “bLoWiNg tHiS oUt oF pRopORtIoN.”
 
But what is everyone supposed to do? Say nothing? Have no opinions? That’s not what I am saying. I just wish that more people could take accountability for their actions and realize that their commentary is making a difference whether it may be small or not. That perhaps a few more layers of reading & understanding could potentially inform your opinions & also strengthen your arguments. Just like a well written article with several references, your opinions should attempt to be well rounded.
 
Another main reason I wanted to discuss this, is to try and shed light on the good ways that the Media - and yes that includes our interactions on Social Media - are helping us during this time of Self Isolating,
 
I have included some “feel good” articles & social Media Posts that may brighten your day during your Social Distancing this week.

• Existential Crisis Campout Group: “A group where we pretend to all WORK at the same music festival.” I would be surprised if my Event friends reading this haven’t heard of this group by now, but if you somehow have missed it – I promise you for one second you may feel like you are back on-site looking for the most reasonable porta potty to use.

 

• Free dance classes & workshops: Dance magazine has a list of some amazing resources that dancers can use online to stay active & keep working on their conditioning. As a dancer in a small town, this is an amazing opportunity to take classes from people that I would NEVER get the chance to normally. 

 

• Live Concert in your Living Room Streams. There are so many amazing Artists who have been opening up their hearts to fill our homes with amazing music. Whether you are into Deejays or Country, Rock n Roll or Pop music there have been so many opportunities to listen to Artists that for many of us, we have never had an opportunity to see before. My friend Cat has put together this site to list some of the Livestreams happening weekly, to keep your musical needs fulfilled. 

 

• Nature is thriving. I think it’s pretty clear that the real winner of all this mess is the EARTH! There have been so many amazing articles that the Media has been sharing about the comeback that the planet is having during this Pandemic. This article I think highlights a lot of that, but I am sure there is so much more.